Loan Criteria
- Our loan term ranges from 12-36 months
- Interest rates vary from 9%-13%
- Debt Service Coverage Ratio 1.25 or greater
- Experience – Prior success in similar projects
- Credit score – 650 or higher
- Net Worth – Equal to or greater than the loan amount
![](https://urbanbayfinancial.com/wp-content/uploads/2022/12/uijkp.jpg)