Private Lending for Proven Developers
Welcome to Urban Bay Financial, your premier private real estate lending partner based in vibrant Las Vegas, Nevada, serving driven developers nationwide! Since 2022, we’ve been committed to turbocharging the success of top-tier developers and seasoned real estate firms with fast-closing, asset-based construction and bridge financing solutions.
Our deep market expertise and streamlined underwriting let us deliver tailored capital at lightning speed, empowering you to seize opportunities without the hassle of traditional red tape. We love partnering with professionals who need quick access to capital and share our passion for bold, transformative projects.
"Where Bold Lending
Meets Bullish Growth."
Pacific Northwest
WA, OR, ID, MT, WY, AK
We finance projects across the PNW—from innovation hubs to emerging suburban markets.
West
CA, NV, CO, HI, UT, AZ, NM
From coastlines to high desert, our expertise supports developers in fast-paced, high-growth environments.
Texas
TX
With unmatched growth and demand, Texas builders rely on us for scalable, market-aligned capital.
Midwest
ND, SD, NE, KS, MN, IA, MO, WI, IL, MI, IN, OH, OK
We support developments in the heartland—strengthening communities from small towns to urban centers.
East
SC, NC, PA, MD, DE, NJ, NY, CT, MA, RI, NH, VT, ME, VA, WV
From historic cities to modern infrastructure, we provide the capital that powers the East Coast’s transformation.
Southeast
AR, LA, MS, AL, GA, FL, TN, KY
As one of the fastest-growing regions, the Southeast is ripe with opportunity—and we’re ready to fund your next move.